Business | JA Media Network

Before you quit your formal job for the gig industry, you should note that you cannot receive the benefits you used to enjoy as an employee. That is because, as a contractor, you will only get paid for the job done. However, what happens if you cannot work anymore because of an injury or illness. You will be forced to use your savings. Fortunately, with contractor income protection, you can be guaranteed an income if you are unable to work. In this case, you will get a monthly income when you are sick.

You should note that permanent employees get sick pay for at least three months when they cannot work because of injury or illness. However, as a contractor, you cannot enjoy this benefit unless your income protection policy. If you cannot work, you get exposed to financial hardship.

Income protection insurance for contractors will protect you from financial hardship. You need to determine:

the amount of income to protect
type of income protection that suits your needs
duration of the cover

Remember that there are two contractor lifestyles or businesses that are equal. Therefore, what works for you may not work for another contractor. Income protection pays you the insured monthly income as long as you are unable to work. You can even get the income until your retirement age if you are seriously ill. Depending on the insurance company you choose, you can cover your income up to 80%. These are the important things you should consider when seeking this type of cover.

Industry Experience

It is advisable to choose an insurer who has experience in the contracting industry. Such an insurance company knows how contractors work.

Dividends

You need to ensure the dividends are part of the calculations. That is because dividends make most of the contractor’s income. Remember that some insurance companies consider dividends as investment income instead of traditional income. Therefore, you need to get clarification from your income protection provider.

Past Claims

You should choose an income protection provider that has excellent records in dealing with past claims. It is advisable to involve your financial adviser in choosing the right IP provider.

Policy

Ensure that the policy states that you should benefit until you can start working as a contractor. That is because if the claim is not stated, the IP provider can claim you should look for another contract.…

Top Pest Control Tips for Businesses

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| Business

Commercial control pest services can help save a business money, time, and reputation. With a high number of social media reviews on restaurants, hotels, and even retail stores, a consumer’s review about discovering pest infestation in your property is something that you want to avoid at all costs.

Door Sweeps

Usually, pests believe that pests gain access through cracks from the foundation and walls. However, doors are the easiest entry points for pests. It is advisable to consider door sweeps as they are an efficient and economical way of keeping pests out of the facility. In this way, you can prevent rodents and insects from crawling through gaps under doors.

Floor Drains

When the food waste gets down the drain, you may think it has disappeared. The truth is that residual food particles create odors that can attract pests. Therefore, your janitorial or maintenance team should ensure the drains are not used as much and are inspected on a regular basis.

Landscaping

As you know, landscaping can transform your property. However, if it is not maintained well, it can attract a wide range of pests. For instance, certain species of trees, plants, and flowers attract a variety of wildlife and insects. It is a good idea to minimize the use of trees and plants. If you have questions about plants to avoid, you should ask your pest control company.

Recycling and Trash Bins

You will be surprised to learn that pests like to hide and invade recycling and garbage bins. That is because traces of drinks and foods accumulate at the bottom of the bins. You should ensure that recycling and trash bins have self-closing lids and ought to be emptied on a regular basis.

Standing Water

As you know, mosquitoes create their breeding areas on standing water. Also, cockroaches and rats can swim. Therefore, it is advisable to look around the property and get rid of standing water. Ensure you look for plant pots, parking lot potholes, and birdbaths. Also, you should check hoses, automatic watering systems, and sprinklers to ensure they are not overwatering your garden.

The above are some helpful tips for controlling pest infestation. It is always a good idea to partner with a reputable pest control company.…

Tips for Maintaining Good Investor Relations

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| Business

As the economy continues to grow, there are many private businesses out there that still face a tight lending environment. For instance, for those businesses in a growth phase, private equity, angel investment, and venture capital remain the best attractive financing options.

If you want to manage your organization well, then ensure that you get the best investor relations professionals. They will provide you with the best services such as representing your company in representing investors in the company.

The best investor relations can enable an organization to achieve the optimum price that reflects the primary value of the company. Once you have found the best investor relations, the following are some of the tips for maintaining good investor relations.

Keep a Unique Contact List of Investors

If you want to maintain good investor relations, make sure that you keep a unique contact list of investors. It is advisable to ensure that you save these contacts separate from others because they play an essential role in your organization.

You can easily do this by setting up an email address linking to your current investors. Make sure that you have essential information on hand and always update your list monthly. By doing this, you will create a long-term relationship with your investor relations.

Regular Updates

It is advisable to understand that the number one component to keeping long-term relationships is communications. That is why you should ensure that your investors have up-to-date information. There are many ways you can make this happen.

One of the best ways to do this is by sending periodic updates to potential investors. You can do this by sending them an email that should include the current company events and press. If your investors know some of these issues in time, they will come up with the best strategies that will help you to achieve your goals.

Share Your Ideas with the World

Slide share is one of the best promotion and research tools that should never be forgotten. Therefore, you should use this chance to show off your knowledge and ideas. This, therefore, is a clear opportunity you can have to communicate with professional and like-minded investors.

Help Investors with Deal Flow

Finding good deals is one of the challenges most investors face. That is why, if you want them to conduct their services professionally, it is essential to make sure that you help them with deal flow. Look for various managers, and through teamwork, you will find many deals that will boost the development of your organization.…

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Category: Business

How Does Income Protection for Contractors Work?